Apple Federal Credit Union – Going Beyond Educators

Google+ Pinterest LinkedIn Tumblr +

By Helena Tavares Kennedy

It’s amazing to think that Apple Federal Credit Union, which now has more than 20 branches across Northern Virginia, started with just 10 Fairfax County teachers coming together to help a fellow educator buy a set of car tires.

Since 1956, Apple has been a not-for-profit, member-owned financial cooperative. Every one of Apple FCU’s members owns an equal share of the credit union, and it is because of this dynamic that all earnings are returned in the form of lower loan rates and higher dividend yields. In addition, deposits at the Credit Union are insured by the National Credit Union Administration (NCUA).

What makes Apple FCU unique are the services designed specifically for teachers and students you won’t find at other institutions. For example, the eXtras Student Savings is a high-yield account that provides youth with a foundation of saving for the future. The students can also open a checking account as young as 12 years of age – with a parent as joint owner until 18 – to provide them the experience of managing their finances before adulthood.

So can you become a member of the Apple Federal Credit Union? As noted on their website, membership is available to “anyone who lives, works, worships, volunteers or attends school in Manassas City, Manassas Park or Prince William County.” Membership is also available in other regions and “to the employees and members of participating businesses and organizations,” of which they have a searchable list on their website, so check it out… you are likely eligible!

When asked what readers should know about the Credit Union, Apple FCU Prince William County Regional President William White said, “We’re grateful for every member that chooses to be part of the Apple family. We hope to improve their lives by offering financial solutions, service and advice that will meet their individual needs and help fulfill their dreams.”

You can learn more about Apple Federal Credit Union and their services at, visiting a branch or by calling them at (703) 788-4800.


Helena Tavares Kennedy (, a longtime Prince William County resident, is a freelance writer and communications consultant at and



Comments are closed.