Nothing whispers of promise quite like a new year. And now that it’s a new decade, well—it’s more than just a whisper. We’ve been hearing the clink of champagne glasses, the tune of Auld Lang Syne and even some fireworks as residents and visitors of Prince William ring in 2020. In this spirit, we bring you January’s feature, the first feature of the new decade, an article we hope will get you in the mood not just for making resolutions, but for making positive changes that are meaningful and lasting. Read what local experts say about finance, health, wellness and more as you consider how you want the ensuing days to unfold.